Investment Products

Investment Portfolio Management & Asset Allocation Strategies

Successful investment portfolio management depends on developing and implementing asset allocation strategies (or investment mix) for your investment portfolio. These strategies are based on your financial goals, investing time frame and how much risk you're willing to take with your investments.

Please note: All investments carry some level of risk, including the potential loss of the money you invest. Asset allocation strategies do not guarantee against loss; they're used to help manage investment risk.

Your Financial Advisor can help you develop an asset allocation strategy and select individual investment products that fit within your strategy and have the potential to help you meet your investment goals.

Annuities Investments designed to help you accumulate tax-deferred retirement savings that can help generate retirement income
Bank deposits An investment alternative that allows you to store your available cash in program banks, where it earns interest
Bonds Fixed-income investments that represent money the issuer borrows from investors at specified interest rates with stated maturity dates
Certificates of deposit Time-deposit investments issued by banks or savings and loans with stated interest rates and maturities
Futures Contracts traded on an exchange specifying a future date of delivery or receipt of a specific commodity at a specified price
Insurance Contracts that help provide for you and your family in the event of your death, illness or injury (includes disability, life and long-term care insurance)
IRAs Tax-advantaged accounts that help you save for retirement (includes Roth IRAs and traditional IRAs)
Money market funds Pooled assets of multiple investors managed by an investment company, which is required to invest the assets in highly liquid, short-term securities
Mutual funds Pooled assets of multiple investors managed by an investment company, which invests the assets in a diversified portfolio of securities
Stocks A share of ownership in a company that entitles you to share in the profits of the company in which you invest (paid in dividends)
Unit investment trusts A preselected portfolio of investments that is established in a trust for a predetermined amount of time by an investment company, which then sells limited units (or shares) of the trust to investors